Certificates of Deposit

Low-risk, high yield CD. If you can afford to let your money sit for a bit, a CD may be your best bet.

Who is this product for?

CDs are an excellent choice for anyone willing to forgo accessibility to funds in exchange for a high-yield, low-risk investment.

What are the benefits?

  • The CD’s high fixed rate makes it immune to market fluctuations.
  • You have the option to reinvest or receive earned interest as income.
  • Our CDs are FDIC-insured up to $250,000 per depositor. (Learn More)
  • Interest is compounded daily to maximize your earning potential.

How does it work?

  • Requires a $500 minimum investment.
  • A longer term locks in a higher interest yield CD.
  • If you think you won’t need the money for a while, lock it up for a longer term.
  • This money is not accessible (without a penalty) until the term has expired.
  • It is automatically renewable at maturity.
  • Terms are available from three months to five years.

How do I get started?

Getting started is easy! Simply complete an application (online, by phone or by mail), fund your account, and start earning!